Frequently Asked Questions and Roofing Information for Homeowners

Call Bronco Catastrophe Services, Inc. for a complementary inspection. Protect your home from further damage by covering exposed areas. If you make temporary repairs, save your receipts. Make a list of personal property damaged and detail each item. Call your insurance company to file a claim. BroncoCat can assist you every step of the way.

Contrary to popular belief, rates do not increase when you file an insurance claim for hail or wind damage. The vast majority of our clients have not experienced a rate increase for “Act of God” claims.

Yes, most insurance companies have a limited time from the date of loss to file a hail/wind claim.

The NRCA mandates that a roofing system should not be installed when the weather is 40 degrees or less.  The most common issue people think about concerning a colder weather install is that the roofing won’t seal or will have adhesion problems.  This is not the case.  The adhesion has little to do with the colder weather as mother nature will eventually do its job.  Temperatures less than 40 degrees often times may cause shingles to become brittle and they will crack or break when shooting a nail through the nail strip resulting in a faulty roofing system.

Water and Ice-dam protection is commonly known as Ice and Water Shield. The NRCA provides the following steep-slope roof system explanation: “A water and ice-dam protection membrane is a distinctive type of under-layment. This type of under-layment provides additional protection from moisture intrusion along the eaves at penetrations, at elevation changes, and in valleys where excessive water runoff or ice damns can occur.” In addition, the NRCA recommends installation of ice and water-dam protection in areas where the average January temperature is 30 F or less.  Bronco Catastrophe Services, Inc. provides Ice and Water Shield with all of our roofing projects as a complementary upgrade.

Roofing work should not be a do-it-yourself project.  Bronco Catastrophe Services, Inc. install teams are trained to safely and efficiently repair or replace a roof. Do-it yourself-ers can compromise a roof with improper roofing techniques and can harm themselves by falling through a roof even falling off a roof.

The life of your roof depends on a few factors… roof types, pitch/slope of the roof, ventilation, installation, maintenance, and weather. As a general rule of thumb, basic three tab fiberglass shingles last 15 to 25 years. Flat roofs generally last 5 to 15 years. Roofing product manufacturers offer a variety of warranties on their products. Take a close look at those warranties to see what responsibilities and financial obligations they will assume if their products fail to reach their expected lifetimes.