How It Works
Bronco Catastrophe Services, Inc. makes this process as straightforward as possible. Once adequate damage has been detected, the first step is filing a claim with your Insurance Company. When filing the claim, it is important to know your date of loss (storm date) and type of loss (hail, wind, or hail AND wind). It is also important to record the date and time of the adjuster appointment, as well as the name and contact number for the adjuster. When applicable,
Your Insurance Company will present you with a summary for dwelling and/or scope of damage outlining the grand total or Replacement Cost Value (RCV), comprising of the first disbursement or Actual Cash Value (ACV), depreciation (hold-back money) and your out-of-pocket deductible. Insurance companies rarely pay all monies up front. The first disbursement of the ACV check will be for an amount considerably less than what it costs to restore your home, but will provide a partial amount to begin work. As construction commences, our staff will take care of getting all back-end monies released including depreciation hold-back payment. The recovering of depreciated funds can be an extremely difficult and confusing process, causing red tape and delays. The Insurance Company will issue payments to the insured and your Mortgage Company if applicable, thus causing further delay. Rest assured that
Bronco Catastrophe Services, Inc. works exclusively with insurance restoration projects. When your home or commercial property is damaged by a storm, you can be confident we will be at your side providing maximum service to you and your family.
Ready to find out more?
Contact us for a complementary inspection of your property.